Today, we are going to talk about homeowners insurance. Homeowners insurance is generally required when you purchase a home, so it is a good idea to be well-informed about it! What is a homeowners insurance policy? A homeowners insurance policy…
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Today, we are going to talk about buying a home in a competitive real estate market. We all know that the real estate market is very tight right now. So let’s discuss five things you can do to ensure that…
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Today we are going to talk about some lending terms that you may hear during the home buying process. Before you begin the Pre-qualification process, you may want to know what programs are available to you. So first let’s talk…
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If you’re applying for a mortgage, it’s a good idea to start prepping your financial documents. Lenders will request paperwork for your mortgage application to verify how much money you make, your job history, your assets, and your debts. The…
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Most real estate buyers have heard that they need to pre-qualify or be pre-approved for a mortgage if they’re looking to buy a property. These are two key steps in the mortgage application process. Some people use the terms interchangeably,…
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You are now in the fun phase whre you start looking at houses that you could potentially be putting an offer on. Yay!! That’s exciting! But now how do you get the hosue that you love, and what are some…
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Credit scores play a big role in determining whether you will qualify for a loan and what your loan terms will be. It is a good idea to run your credit report every year to make sure you are doing…
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Credit scores range between 300 and 850. But scores above 620 are considered desirable for obtaining a mortgage. There are programs available with lower credit scores, but over 620 will allow you to obtain a conventional loan. The following will…
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All of us want good credit right? The reality is that some are not there yet, or feel like they can be better. So let’s talk about self-lending. Self lending is a savings account that helps you build credit. A…
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I get so busy with helping my clients with ideas to create their dream homes, sometimes I forget about my own. We’ve lived in our house for almost 3 years now and I hadn’t touched the kitchen. Don’t get me…
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