When it comes to mortgages, there are numerous financial aspects to consider. One essential component that often causes confusion is the escrow account. Whether you’re a current homeowner or planning to purchase a property in the future, understanding escrow accounts…
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First-time home buyers have a variety of loan options to choose from, each with their own unique benefits. In this blog post, we will discuss the four most popular loan options for first-time home buyers: FHA, VA, USDA, and Conventional….
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If you are a potential homebuyer (or you know one) and are freaked out by rising interest rates, you may have another option. As lenders, we have been using what is called a temporary buydown. What this means is that…
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Let’s say you bought your house two years ago with an incredible interest rate or you refinanced when interest rates were at an all-time low. But your family is growing and you want to make a move. Do you feel…
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A Mortgage is a Real Estate loan that you need to apply for. If you’re approved for a mortgage loan, you can borrow a certain amount of money from a lender, which you’ll repay every month over a set number…
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When selling your home there are many things to consider. Let’s talk about the step-by-step process of selling your house. FIND THE RIGHT REAL ESTATE AGENT The home selling process can be a long one. Be sure to find the…
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Today, we are talking about title insurance. Title insurance is a requirement. However, let’s discuss why we should have it. Benefit of Title Insurance Title insurance protects the lender and the homeowner against any claims regarding the legal title of…
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Today, we will be talking about the home appraisal process. Most home-buyers get a mortgage loan on the properties that they purchase. Unless you are paying for your home in cash, you need to read this post! You will learn…
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So, your offer has been accepted and you are in the process of buying your home. What is next? Get a home inspection! The home inspection process is very important. A good home inspection is a key to making sure…
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So you have found a home that you want. What’s next? It is time to place an offer! Let’s talk about the process of negotiation and placing an offer on a home that you love. You have found a home…
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