If you are a potential homebuyer (or you know one) and are freaked out by rising interest rates, you may have another option. As lenders, we have been using what is called a temporary buydown. What this means is that…
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Let’s say you bought your house two years ago with an incredible interest rate or you refinanced when interest rates were at an all-time low. But your family is growing and you want to make a move. Do you feel…
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Today, we are talking about title insurance. Title insurance is a requirement. However, let’s discuss why we should have it. Benefit of Title Insurance Title insurance protects the lender and the homeowner against any claims regarding the legal title of…
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Today, we will be talking about the home appraisal process. Most home-buyers get a mortgage loan on the properties that they purchase. Unless you are paying for your home in cash, you need to read this post! You will learn…
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So, your offer has been accepted and you are in the process of buying your home. What is next? Get a home inspection! The home inspection process is very important. A good home inspection is a key to making sure…
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So you have found a home that you want. What’s next? It is time to place an offer! Let’s talk about the process of negotiation and placing an offer on a home that you love. You have found a home…
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You have gone through the process of finding a home, signing the proper documentation, obtaining homeowners and title insurance, and completing the inspections on the property. Now what? You are ready to begin closing on your home! Clear to close…..
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Today, we are going to talk about homeowners insurance. Homeowners insurance is generally required when you purchase a home, so it is a good idea to be well-informed about it! What is a homeowners insurance policy? A homeowners insurance policy…
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Today, we are going to talk about buying a home in a competitive real estate market. We all know that the real estate market is very tight right now. So let’s discuss five things you can do to ensure that…
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Credit scores range between 300 and 850. But scores above 620 are considered desirable for obtaining a mortgage. There are programs available with lower credit scores, but over 620 will allow you to obtain a conventional loan. The following will…
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