You have gone through the process of finding a home, signing the proper documentation, obtaining homeowners and title insurance, and completing the inspections on the property. Now what? You are ready to begin closing on your home! Clear to close…..
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Today, we are going to talk about homeowners insurance. Homeowners insurance is generally required when you purchase a home, so it is a good idea to be well-informed about it! What is a homeowners insurance policy? A homeowners insurance policy…
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Today, we are going to talk about buying a home in a competitive real estate market. We all know that the real estate market is very tight right now. So let’s discuss five things you can do to ensure that…
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Today we are going to talk about some lending terms that you may hear during the home buying process. Before you begin the Pre-qualification process, you may want to know what programs are available to you. So first let’s talk…
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If you’re applying for a mortgage, it’s a good idea to start prepping your financial documents. Lenders will request paperwork for your mortgage application to verify how much money you make, your job history, your assets, and your debts. The…
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Most real estate buyers have heard that they need to pre-qualify or be pre-approved for a mortgage if they’re looking to buy a property. These are two key steps in the mortgage application process. Some people use the terms interchangeably,…
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You are now in the fun phase whre you start looking at houses that you could potentially be putting an offer on. Yay!! That’s exciting! But now how do you get the hosue that you love, and what are some…
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Credit scores play a big role in determining whether you will qualify for a loan and what your loan terms will be. It is a good idea to run your credit report every year to make sure you are doing…
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Credit scores range between 300 and 850. But scores above 620 are considered desirable for obtaining a mortgage. There are programs available with lower credit scores, but over 620 will allow you to obtain a conventional loan. The following will…
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So you are wanting to buy a house but you wonder how the process works? Here are the 10 steps to the home buying process. Don’t forget to watch the video below as well and subscribe to my YouTube Channel….
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