10 steps to the home buying process

April 8, 2021 in Home Buyer Guide, Real Estate

So you are wanting to buy a house but you wonder how the process works? Here are the 10 steps to the home buying process. Don’t forget to watch the video below as well and subscribe to my YouTube Channel.

Step 1- Save for your down Payment

Create a budget and start saving. There are loan programs available starting at 3% down. However to avoid paying additional Mortgage Insurance you want to save at least 20% down plus your closing cost.

Step 2- Know and understand your credit score

Your credit score is a representation of your history and ability to pay back debts in the past. Learn what your score is and clean up outstanding loans and credit cards and any potential derogatory Items on your report.

Step 3- Find a Real Estate Agent

Contact a local agent who can guide you through the process of buying your home.

Step 4- Get Pre-Approved for a Mortgage

Differentiate yourself as a serious buyer and have a better sense of what you can afford.

Step 5- Go House Shopping

Make a list of what you want vs. what you need. Work with your agent to find a home within your budget that meets your criteria.

Step 6- Make an Offer

Your agent will help you determine the best price to offer for the home and negotiate the contract.

Step 7- Get A Home Inspection

Once your offer is accepted, do a home inspection to ensure that there aren’t any hidden issues with the property.

Step 8- Get a home appraisal

A home appraisal ensures that the property is worth the price that you have agreed to pay for it.

Step 9- Close the Sale

Schedule a closing a date once the loan is approved so you can sign all of your paperwork. This will complete the purchase and you’ll get the keys to your new home!

Step 10- Move In

Congratulations you are a homeowner! Now go enjoy your home.


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About Me

About Me

Hi I'm Monica! I'm a Real Estate professional in love with houses, especially vintage houses. I even have my Historic Homes Specialist designation. I enjoy decorating and rehabbing and helping my clients create their dream home with inexpensive updates. I also love helping sellers get top dollar for their property by taking the dated out of their home and staging in a modern simplistic way. I'm also obsessed with Mid Century furniture, so if it doesn't fit in my house, you'll find it in my Etsy Shop. I enjoy coffee and thrift store shopping to look for items to repurpose and use in house. And of course anything vintage, I’m a bit of a June Cleaver. I’m a wife and a mom of teenage twins that I homeschool. I am currently a Realtor in San Antonio, TX, and a lender in both Texas & California. But if you are from Southern California don't worry I have connections, I also help educate all over the country about the home buying process and have a team of people that i work with to help you reach your goals. We moved to SATX from SOCAL in 2018 to simplify our life. I love it here and have helped several people relocate. Read More


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